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Virginia Tech

FIN-4255: Credit Corps Lending Practicum

Description: Credit underwriting of commercial loans in an experiential setting. Project work spans two semesters. 4255: First project and basic management of cash flows on legacy portfolio of loans. Credit analysis of middle market companies leading to recommendations for lending to such companies. Research on individual companies, their industries, or on commercial real estate projects. Research on relative loan pricing, trends in leverage loan markets. Professional-level presentation of loan recommendations. Exhibit the highest ethical standards and confidentiality and maintain a high level of responsibility, initiative, and performance. 4256: Finalization of first 4255 project as needed. Continuation of credit analysis and research applied to companies in different three-digit industry code, advanced credit risk and financial modeling, loan portfolio management on legacy loans including takedown/paydown of revolving lines. Reporting for internal distribution and for sponsor.

Pathways: N/A

Course Hours: 3 credits

Prerequisites: FIN-3254 and (FIN-4244 or FIN-4254)

Required By: FIN-4256

Corequisites: N/A

Crosslist: N/A

Repeatability: N/A

Sections Taught: 4

Average GPA: 3.88 (A)

Strict A Rate (No A-) : 75.02%

Average Withdrawal Rate: 5.56%

Frederick Hood202486.1%8.3%0.0%0.0%0.0%5.6%3.884

Grade Distribution Over Time